body    { background-color: white; margin: 12px 0 0; padding: 0 }
p     { color: black; font-size: 11px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular ; }
td     { color: black; font-size: 11px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular ; }
.sub1    { color: black; font-size: 15px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold ; }
.subred { color: red; font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; font-weight: bold; }
.subwh { color: white; font-size: 12px; font-weight: bold; }
.head1    { color: #0a3465; font-size: 20px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; }
.formtext { font-size: 12px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular; }
.footer { font-size: 11px ; }
.blurb    { color: #092838; font-size: 15px; font-family: "Times New Roman", Georgia, Times; font-weight: bold; font-style: italic  ; line-height: 19px; }
a:link  { color: #094566; text-decoration: underline }
a:visited  { color: #094566; text-decoration: underline }
a:hover  { color: #786740; text-decoration: none }
a:active  { color: #786740; text-decoration: none }